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Good investment management mandates that you pick good investments, maintain diversification and pay focus on details. Since almost all people do not really know-how to invest on their own own, many of them turn to professionals to handle the investment management chore for them. This could be costly. Here's just how to get the most bang for your buck ... your best investment.

If you have got several million to invest you are most likely not much more knowledgeable than most folks when it comes to investing money - you just have more of it. Hence you can afford to pay big bucks to someone else to pick good investments for you and manage your investments.

Otherwise, you either learn how to invest on your own, pay what you can for professional help, or avoid investing altogether. The second is a poor choice if you ever anticipate to get ahead financially. That seems to leave you with two negative choices if you are not really serious about studying investing in detail or paying hard-earned money to somebody who calls himself an investment professional.

Don't fret; I have got some good news for you! In case you are willing to put forth a little time and energy you may get good professional investment management for a great deal less than you think. I call this the peoples' best investment: no-load mutual funds.

Mutual funds in general are designed for folks who require or want help picking good investments and organizing an investment portfolio with diversification. The problem is that some funds have sales charges, yearly expenses and other fees linked to buying, holding and/or selling them. Not just does the fund itself have a cost structure, the investment professional offering them needs to get compensated, too.

With no-load funds there is absolutely no middleman giving you advice and selling you on the merits of the product (fund). There is absolutely no investment salesman telling you how exactly to invest or where to invest ... and charging you for his efforts.

As opposed to costing you 5% off the top and 2% or maybe more each year for expenses and perhaps other charges and fees ... you can get professional investment management from some of the largest and Check Out dashburst.com best fund companies within the country for less than 1% per year in fund expenses. Period, that's your total cost to invest.

Whenever you invest in no-load funds I suggest you deal directly with the fund company, rather than investing through a brokerage firm's website. You can go to their site or call a toll-free number to get info or to open a mutual fund account.

With no-load funds there should be no charges or fees to pay, only modest yearly expenses that are automatically deducted inside the funds themselves. The top investment management deal around? For my money it's no-load funds.